Think You Don't Need a Financial Plan? Think Again.


It’s common to hear your family, friends and coworkers discuss how expensive living in Vancouver is. It’s become almost a regular aspect of daily life – real estate prices are high, and the cost of living seems to keep going up. But what if there was someone who could help you develop a financial plan to help you reach your financial goals, at any age?

Financial planners are often dismissed as being just for older people, but studies show that developing a comprehensive financial plan has benefits for people of all income levels and ages. At Prospera Credit Union, they have Certified Financial Planners available in every branch that can help you reach financial health. Preventing early financial mistakes, learning how to budget and save are important at any life stage and working with a Prospera advisor is the best way to learn what you should and should not be doing with your money.

Whether you’re just graduating from university, expecting a new baby, retiring or anything in between, Prospera’s Certified Financial Planners are there to help you make the most of your money and prepare for the future. Understanding your own short and long-term goals is valuable for people of all ages and income levels and by taking stock of where you’re at and, more importantly, where you want to go, they can help you get there.

“It’s hard to stick to a plan,” said Paul Heinrichs, Wealth Management Specialist at Prospera Credit Union in Vancouver. “Those that are successful most often work with others - personal trainers for exercise, dieticians and doctors for health, and financial planners for current and future financial well-being.  As a financial planner, not only do I help my clients to identify short term, long term, and estate goals, I help them to stick to the plan by adjusting, adapting, and working through the hurdles that life puts in the way.”

There’s never a wrong time to look at your financial future. Speak with a Prospera advisor today to explore how they can help you find the right plan for your life.